Some electrical repairs just can't wait. If you discover loose wiring, a faulty circuit or other problem in your home electrical system, it is essential to call an electrician immediately. At best, electrical problems can be annoying. At worst, they can damage your appliances or even start a fire in your home. That's why it's so important to have savings on hand so you don't feel compelled to delay emergency electrical repairs. Unfortunately, far too many families are not prepared financially to cover this type of emergency.

Emergency Savings Not Cutting the Mustard

The savings profile of the average American family leaves a lot to be desired. A recent report pointed out that 25 percent of homeowners in the United States don't have any money at all saved to protect themselves in case they need an emergency electrical repair or other home service. What's more, about half of the families that do have savings have less than $1,000, which might not be enough to cover a major bill.

And you never know when you might need help. In fact, nine percent of households said they had a problem with a circuit, switch or outlet in the past year, according to the report. Unless you are already an accomplished electrician, these are not problems you can address by yourself – you need to hire a professional in order to protect the safety of your home and your family. If you don't have any savings, that means borrowing money or putting off a repair – a dangerous prospect.

Make Sure You Have Money When You Need it

Follow these tips to increase the odds that you have cash on hand when you need it:

Expert Electricians Keep You in Safe Hands

Maintenance and repairs on your wiring and circuits are tasks you simply cannot put off. Whether the electrical work you need is routine or a true emergency, call upon a professional electrician to get the job done safely and promptly.

August is here and that means the return to school for your young ones. Shorter autumn days bring a hectic round of sports, activities and events and calendars fill with cryptic notes. The holiday stress will follow and a new schedule will interrupt your relaxing summer. Get organized now with these tips so you can have a great school year!

Ease the Family into a School Year Schedule

The first day of school is no time for a drastic adjustment of household sleep schedules. Instead, ease children back into a school year routine gradually. During the last two weeks of summer, re-introduce a school year bedtime. Begin waking late sleepers earlier and earlier, closer to the hour they’ll need to rise when school begins.

Don’t neglect mealtimes! Younger children, in particular, need to adapt to new meal routines before the school day demands it of them. Plan meals and snacks to accustom little ones to rituals of the school day before the school year begins.

Create a Calendar that Everyone Can Use

Each school year floats on a sea of schedules. School functions. Lunch menus. Scout meetings and music lessons. What do you do when you’re drowning in paper?

You’ll need a family event calendar to track after-school activities, school programs and volunteer work. Add specialized calendars and schedules, and you have it: a one-stop shop for family time management.

Form is less important than function. A paper calendar with large squares lets you enter information easily. Pre-printed white board calendars are easy to revise when necessary. Color-coding entries by family member helps keep busy lives straight.

Paper planner fans dedicate a planner section to serve as the main calendar, while tech-savvy people store the info in a smart phone or tablet and sync with multiple computers. Choose a calendar format that works for your family.

Post the family event calendar in a public place near an area that gets a lot of use (like the kitchen or living room). Use magnets to attach the calendar to the refrigerator, or tack it to a bulletin board. Add other branches to the calendar as well: school lunch menus, class assignment sheets, sports practice schedules. When the teacher calls for field trip volunteers, you’ll know at a glance whether you’re free to join the group on the bus that day.

Plan Before You Shop

August is the second-biggest sales month for clothing retailers. Back to school clothing sales begin as early as July! Are you prepared to run the school clothes gauntlet? An informed shopper is a savvy shopper, so prepare before you shop.

Take an afternoon and assess each child’s clothing needs. Empty drawers and closets of outgrown or worn-out clothing, and either store or donate the discards. Develop a wardrobe needs list for each child. Check for possible hand-me-downs from older siblings as you make your list. If you discuss the needs list and the family budget with your children before you shop, you’ll avoid in-the-store tantrums.

Similarly, ask the school for classroom supply lists before shopping for school supplies. Do shop early! With back-to-school sales beginning in mid-July, tardy shoppers have a tough time locating needed supplies among September’s Halloween costumes and Christmas decorations.

The school year always brings a large amount of stress with it. By utilizing these tips, you’ll be sure to ease into coming months without as many headaches as you’ve had last year. By planning ahead, you’ll make back-to-school time far more easier and you’ll enjoy it more too!

Build Your Future is dedicated to showing America’s youth the rewarding career opportunities available in construction. BYF is once again declaring October “Careers in Construction Month.”

Careers in Construction Month provides an opportunity for industry and schools across the nation to partner locally to host construction career events and programs. With the ever growing need for skilled professionals in the construction industry, there has never been a better time for education and industry to work together to help students build successful construction career pathways.   Construction careers in today’s market are all about high-tech, high-stakes, huge earning potential and the opportunity to travel the world. You might think that a four-year degree is the only path to success, but skilled trades are an option for many.

As with many things, when we want to save money we decide the best way to do that is to trade our time and do the job on our own instead of paying someone else to do the work.  In many cases, this is very much worth the savings.  Unfortunately it’s rarely the case when it comes to home electrical work.  Some friends may regard home electrical repair as simple and easy.  Some small repairs, such as replacing an outlet or a light socket, can be simple but most of the time you’ll find that repairs to your home’s electrical system are time-consuming, dangerous, and difficult.  So why should you hire a professional?

1. Electricity is Dangerous

This seems like an easy answer.  But in many ways, it’s the reason for the rest of the answers you’ll find below.  Electricity is dangerous if you don’t understand how it works.  But it goes beyond simply remembering to turn off the circuit breaker before working.  You can follow every safety precaution, finish your work, and power things back up without any issues only to find yourself with an unexpected electrical fire a few weeks later.

ESFi states that home electrical fires are responsible for an estimated 51,000 fires each year.  Many of these fires end with homeowner deaths due to a lack of fire safety devices and procedures.  So yes, you can shock or electrocute yourself while working on your homes electronics, but there’s a greater risk of accidentally causing a house fire later on if you don’t follow regulations.

2. Professional Quality

When you hire a professional, you aren’t just paying someone to do the work for you.  A professional will always do a higher quality job because their livelihood depends on it.  Professional electricians pride themselves on their training and expertise which allows them to make quick judgements and quality repairs.  A professional repair or installation means:

Technicians take pride in their work, but they also want you to feel safe while they’re working.  Any fears you may have about people in your home are unfounded with a professional team.  Electricians like those employed at Custom Electrical are bonded and insured to protect your home.

3. Licensed Work

Homes and buildings must follow a very specific set of rules and regulations for proper electrical wiring.  Professional electricians are required to pass certification exams to prove that they’re familiar with NEC rules and regulations.  These regulations are in effect because they promote efficiency and safety for building occupants.  From simple requirements such as mandating number of outlets within a room to safety concerns regarding placement of ground-fault circuit interrupters in garages, bathrooms, and kitchens.  While you may be well aware of how electricity works, you likely aren’t familiar with the requirements of your state for how a building is required to be wired.  This may not seem important now, but if you ever attempt to sell your home, a licensed inspector will notice the shortcuts and the relative value of your home will be less since it needs to be brought back up to code.

For the best in quality electrical repair work and installations, contact the professionals at Custom Electric!  Be sure to check back here each week for helpful advice, news, and guides or follow us on Facebook and Twitter!

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