Are you sick and tired of paying an arm and a leg for your electricity bills? Congress is considering legislation that could bring you some relief. A bill was introduced to the House of Representatives this summer that would update the Title I Home and Property Improvement Loan Program, which helps consumers make efficiency upgrades to their homes. The new bill is intended to help homeowners invest in solar energy to power their home electrical work. Read on to learn more about this legislation and how it can help you.

Upgrading Your Electrical Work

The Title I home loan program has been around since 1934, aimed at helping homeowners with capital for home improvement upgrades. Currently, Title I is working through the Federal Housing Authority's Power Saver program, designed to promote clean energy and fight climate change. Home energy efficiency upgrades like photovoltaic solar panels, therefore, are a natural fit for the program.

The legislation currently in front of Congress, called the “Solar and Water Efficient Homes Act,” would update the Title I guidelines to better accommodate modern technologies, as well as increase the number of loans that are available and reduce the bureaucratic red tape that has bogged down the program in the past.

Bringing the Capital to You

Upgrading your home can require significant costs that are beyond the reach to many low and middle income families, so the Title I program provides capital that allows homeowners to realize energy savings immediately. Those who are eligible can get loans of up to $25,000 to make a variety of efficiency upgrades to their electrical work, most notably by installing solar panels. The program will also help homeowners purchase new HVAC systems, beef up their home insulation, buy new water heaters and even install geothermal heating systems.

“Title I loans have helped hundreds of thousands of homeowners improve their homes,” Rep. Jared Huffman (D-California), one of the bill's sponsors, said in a press release. “It’s time we make it easier for homeowners to invest in energy efficiency upgrades and improve water conservation, creating good local jobs, and helping the environment.” The legislation also hopes to spur job creation by encouraging consumers to spend more money on home services labor and equipment.

Efficiency Arrives at Your Home

When it's time to boost your home efficiency, Title I is there to lend a helping hand – and if Congress passes the Solar and Water Efficient Homes Act, the incentives will be even stronger. If you want to learn more about the Title I loan program, or need any repairs done on your home electrical work, contact a qualified electrician today.

Chances are, the computer, tablet or phone that you are using to read this post is powered by electricity produced by coal, natural gas or nuclear energy. Currently, the overwhelming bulk of power for the nation's electrical work is generated in large, centralized plants that use those three fuels. However, with the rise of renewable energy sources as well as a transition to modern and responsive grid technology, the country's electric infrastructure is poised to move toward a more dispersed generation system. Read on to learn what that means for you.

Huge Generating Plants Vulnerable to Disruption

According to the Energy Information Administration, 39 percent of the nation's electricity comes from coal, 27 percent from natural gas and 19 percent from nuclear fuel. In addition to being non-renewable, the three fuels that make up 85 percent of our electricity production also work best in massive power plants that produce large amounts of power, which is then sent out long distances through the grid to power our electrical work.

This large-scale generation has advantages – economies of scale, for one – but it is also inflexible and can be subject to disruption. An event that causes a plant to shut down or interrupts its distribution, for example, could leave entire communities without power. The grid is also, in effect, a one-way street – electricity leaves the generating plant and arrives at your home, where it is consumed.

Renewable Energy and Advancing Technology

However, several changes are occurring that will create a more dispersed and flexible generation system to power our electrical work. For one, the share of renewable energy sources, which don't require large generating plants, is continuing to grow. Solar panels are popping up on rooftops across America, while wind power could provide as much as a third of the electricity in the country by 2050. In addition to being far better for the environment than fossil fuels, these power generators can scale down to even a household-by-household basis.

The other change that is facilitating a more dispersed power generation system is an advance in technology in the electric grid, which allows power to flow in two directions, both to your home and away from your home. That means that electricity can be generated almost anywhere and then zipped along the power lines to wherever it is needed. Breakthroughs in power storage technology will also help guide us toward a future where the power for our electrical work is created when and where it's needed, freeing us from the constraints created by large, inflexible power plants.

Generate Electricity at Your Own Home

If you want to learn more about adding renewable power sources to your property, or need any other electrical work done, call up an expert electrician today.

Here's a novel idea to ponder: One day, your car could be the power source for your home electrical work. That's right, electric cars are being primed to send electricity from their batteries back into the home and even to the electric grid. They aren't full-time power sources, of course, but cars do have the potential to get you through a power outage and even help you save money on your electric bills. Read on to find out how.

Upending the Human-Car Relationship

The typical relationship between electric cars and our home electrical work is a one-way street – you fill up the car's battery from a home charging station, a process that takes hours. However, new fast-charging technology that is becoming available has a second intriguing function: it also allows the car to discharge electricity into the home. Nissan has already developed a system that would allow the car to hook up to home electrical work and keep it running in an emergency.

The battery in the Nissan Leaf holds enough energy to power a typical home for about 24 hours, longer if you take energy conservation measures. It won't keep the power on forever, but it's enough to keep the lights on and the fridge cold for a while during an outage. Even more impressive, since cars are, after all, mobile, the autos could be driven to areas in need of power in the event of a black-out to help with emergency services.

Smoothing Out Demand

The next step would be to use cars to actually sell electricity back to the grid. In a twist on time-of-day pricing, in which electricity costs more during the day and less at night, manufacturers envision a day when our cars are used as giant storage batteries, soaking up electricity at night when it's cheap and then discharging it back to the grid during the day to help even out demand and reduce bills at the same time.

With the right technology in place, utility companies could control exactly how much electricity comes and goes from plugged-in cars. This could reduce expenses dramatically, because it costs a bundle to bring on incremental power sources to meet extra demand during the day.

A Vision of the Future

This futuristic vision of the electrical grid isn't here yet, but the technology already exists. As more and more electric cars hit the road, we get closer to realizing their potential as mobile power storage devices as well as human transportation vehicles.

To find out if your home is suitable for an electric car charging station, call a local electrician today.