Mortgage lenders try to look at the big picture, considering things like taxes and insurance when deciding how much they can loan out to homeowners and buyers. However, there's a major ongoing expense that appraisers currently don't take into account – monthly utility bills. You don't need to be an electrician to understand that the money you pay for power each month makes an impact on your budget and even affects the value of your home. A bill currently in front of Congress – the SAVE Act – would acknowledge that reality and let federal mortgage lenders make energy efficiency part of their formula.

Increasing the Value of Your Home

Essentially, the SAVE Act would make it easier to get financing for efficiency upgrades, even folding funding for it into traditional mortgages.

“This bill would require federal mortgage agencies to recognize the energy efficiency upgrades in a home during the mortgage underwriting process, thereby increasing the value of the home,” President of the Alliance to Save Energy Kateri Callahan said in a statement. 

The SAVE Act claims it would bring a number of benefits in addition to loosening the drawstrings on bank financing for efficiency. Among them:

A Diverse Group of Supporters

The SAVE Act was first introduced in 2013. Although Congress has yet to vote on the measure, it has lined up a diverse group of supporters who aren't typically on the same side of major issues, from the U.S. Chamber of Commerce and the National Association of Manufacturers to the Alliance to Save Energy, the National Resources Defense Council, the U.S. Green Building Council and others.

In the meantime, there are a number of steps you can take around your home today to cut down on your utility bills. If you need any help installing efficient appliances or upgrading your home electric system, contact an expert electrician today.

Tube lights are found in many applications and environments such as office buildings, hallways, garages, and really anywhere that has a low and flat ceiling. Although fluorescent tubes contain small amounts of mercury and isn’t a whole lot, you still want to avoid the breaking of a fluorescent tube and any exposure to mercury if possible.

Whether you are simply replacing a burnt out fluorescent tube with a new one or are switching over to a new technology (such as LED), there is a proper way to do it. By following these steps along with others that you may find, you will allow yourself to reduce risk of harm for yourself, staff, or whoever is the one physically replacing the tube lights.

Let’s answer some common questions and issues that people seem to face when tasked with this issue of replacing mercury filled fluorescent tubes…

By recycling rather than simply throwing away your tube lights, you opt-in for the environmentally friendly route of switching out old tubes. If you choose not to recycle, you are allowing toxic mercury to freely enter the environment, which of course is not good.

Not only do you prevent mercury from freely entering the environment by recycling, but you also reduce waste. How exactly? Part of the tube is reused for new tubes that will be resold and used. This allows for less waste and this goes back to the saying “Reduce, Reused, Recycle.” So by taking part of fluorescent tube recycling, you allow the process of recycling to continue and prevent waste from entering the landfill!

When taking your tubes out to bring for recycling, this is probably the most difficult step you need to be most cautious with. The best option you have is to be prepared and know what to do if things go “south” as they like to say.

Here is what you can do to prepare for the removal of fluorescent fixtures:

And for one thing that you should always remember for dealing with a broken tube is this: NEVER VACUUM. By vacuuming, you make glass particles go airborne and that is a highly dangerous situation to be in.

For more tips on how to clean up a broken fluorescent or CFL lights, using this tool from Earth911. It allows you to search what you need to recycle and where you are located. So you go to that tool, type in ‘fluorescent’ or ‘CFL’ along with your location and you will surely come across the closest place to recycle fluorescent tubes (along with really anything else you may want to recycle).

If you are in the process of disposing and recycling your fluorescent tubes, what is going in there to replace the ones you are removing? If the answer is “more fluorescent tubes,” may we ask why?

Spring has sprung. The weather is getting nicer. Time for a new pair of sunglasses?  It was time for me. Even though sunglasses are not a regular topic of our lighting blog, I felt that my recent experience picking out new sunglasses warranted this post. I was disappointed at the number of myths about sunglasses that were told to me by multiple, yes, multiple, supposedly knowledgeable sales people. So, I figured that it might prove useful to others if I shared my experience and busted these myths with this sunglasses buying guide. 

Myth #1: UV Protection In Sunglasses Not Important

Fact: The sun’s ultraviolet (UV) rays can do several very bad things to your eyes and the area around your eyes: harm the lens, retina, and whites of your eyes, cause corneal sunburn and blisters, increase your chances of getting cataracts, have been linked to macular degeneration (vision loss due to damage due to a small spot near the center of the retina called the macula), cause skin cancer around your eyes including your eyelids, and help cause unwanted wrinkles and skin thickening around your eyes. WOW!  There’s a lot more but it would take more than this short response to get even more technical.

Myth #2: Sunglasses With Glass Lenses Remove All UV Radiation

I visited a small boutique optometry store and spoke to someone with 40 years of experience. He told me that if a pair of sunglasses has glass lenses, then they remove all UV radiation. Not true.

Fact: Glass of almost any kind (building windows, car windows, a pair of clear glasses) can remove some but not all of the UV radiation that reaches your eye. Ultraviolet (UV) radiation is made up of three segments: UVA, UVB, and UVC. Fortunately for all of us UVC radiation is blocked by the earth’s atmosphere, ordinary glass blocks out UVB radiation (the main sunburn ray that causes skin cancer and sun damage) but allows UVA to pass right through (UVA rays penetrate the skin more deeply and can also cause skin cancer, wrinkles, and premature skin aging). However, it is possible to add a special UV-blocking film to ordinary glass or use specially formulated glass (or plastic) to block out 99.9% of UVB and UVA radiation.

Myth #3: Polarized Lenses Also Mean UV Protection

Two representatives in the optical department of a national chain of retail stores told me that if a pair of sunglasses has polarized lenses, then they also provide UV protection. Not true.

Fact: These two features of sunglasses are entirely different from one another; one feature does not imply the presence of the other feature. Polarized lenses minimize direct and indirect glare from the sun; they allow you to see more clearly when the sun’s rays are reflected off flat, smooth surfaces like water, road pavement, and car hoods. Polarized lenses are not designed to reduce the ultraviolet radiation that reaches your eye.

Myth #4: More Expensive Sunglasses Have The Best UV protection

Fact: This is not always true. Relatively inexpensive sunglasses can sometimes block 99%-100% of UV radiation but they are not easy to find. However, you should be careful about still another problem – inexpensive sunglasses sometimes are non-uniform in thickness and have poor optical quality. This can mean that they sometimes distort the shape or clarity of an object, depending on what portion of the lenses that you look through.

Myth #5: Sunglass Tint Is Not Important

Many people think that the tint of the sunglass lenses is not that important. That it is purely an aesthetic decision based on your personal preferences and the “cool factor” you’re looking for.

Fact: The tint or hue of the sunglass lenses plays an important role in the perception of colors. Yellow or rose tinted lenses generally can make it difficult to distinguish different colored traffic lights. Gray, green, and brown lenses, however, minimize color distortion and are a better choice when you’re driving a vehicle. Some specialized sunglasses can have a special tint that are designed to enhance your performance of a specific task or sport; e.g., at least one sunglasses manufacturer has created a whole array of lens hues, one of which can possibly improve your tennis game by enhancing the color of the tennis ball.

Myth #6: Size Of Sunglasses Not Important

Most people choose the size of their sunglasses on whether or not they think they look “cool.” Thus, they think that size is not important.

Fact: Size, at least when it comes to sunglasses, does matter. It’s this simple: The larger the sunglasses, the broader the protection of your eyes, eyelids, and the skin around your eyes against UV damage. However, you can have all of that and still look “cool.”

Enjoy your spring and summer and enjoy your new sunglasses.